VALUE PROPOSITION
Why Membership Gives You More
Big enough to support you, yet close enough to know your name. Whim Credit Union has served Tobago for over 75 years.
Unlike a bank customer, every member is a part owner who shares in the credit union’s success. For the past five years, members have received an average dividend of 5%, declared annually at our AGM.
QUICK ACTION
Your financial life, all in one place: loans,
membership, and protection.
Your financial life, all in one place: loans,
membership, and protection.
Loan Products
Loans built for real life.
Your dream vacation is sooner than you think. Travel now, pay later.
Drive your dream car with flexible financing and affordable monthly payments.
TRUST SIGNALS
75 YEARS OF TRUSTED SERVICE
For over seven decades, Whim Credit Union has helped members build financial security through responsible lending, disciplined saving, and community-focused service.
Members proudly served
An asset base of over $60 million
More than 75 years serving Tobago
Over the past five years, members have earned an average 5% dividend, declared each year at our AGM
1949
1949
Established 9th December 1949, registered 14th December 1951
2015
120+ Sheila Peters SEA Bursary Awards
120+ Sheila Peters SEA Bursary Awards distributed to members since 2015
2024
Community Impact
Part Sponsor of the Whim Leeds United FC (FA Winners 2024, Tobago Football Association)
2025
Financial Performance Award (2025)
Winner, Most Improved Financial Performance Award (2025), Cooperative Credit Union League of Trinidad and Tobago
Testimonials
What They Think
The process from start to finish was exceptional.
CR
Celine Roberts
Member since 2017
Whim is not just about accounts and loans; it’s about people helping people.
JG
Jada George-Caby
Member since 2023
My vehicle loan experience with Whim Credit Union was smooth and straightforward.
LP
Melissa Louis
Member since 1992
The education loan covered my daughter’s first year at university. The team walked me through every step.
LP
Leah Peters
Member since 2017
The education loan covered my daughter’s first year at university. The team walked me through every step.
LP
Leah Peters
Member since 2024